Julia Kashaka

Selling a home is a significant financial move, often carrying deep emotional weight. Beyond the financial calculations and market considerations, the emotional attachment we form with our homes can create a barrier to a smooth and profitable sale. This emotional attachment can sometimes lead to what is known as "ownership bias" — a psychological phenomenon that can hinder the selling process and potentially reduce your chances of achieving a timely sale at full market value.

Purchasing a home is one of the most significant financial milestones many will achieve in their lifetime. While saving for a deposit is an important first step, there are several other financial pitfalls that buyers need to be aware of before and during the home-buying process.

Over-capitalisation occurs when the total investment in a property—including the purchase price and renovations—exceeds its market value, leading to potential financial loss when selling. Learn how to avoid over-capitalisation, when it might be a strategic move, and which renovations add value without overspending. Read our expert tips on smart property upgrades in Namibia.