Articles Within "Home Owners"
How to protect your finances while owning a home
20 Mar 2025
Owning a home is a major financial milestone, but it also comes with responsibilities. While homeownership can help build wealth over time, poor financial decisions can lead to unnecessary stress and even financial hardship. The key to long-term financial security lies in careful planning, disciplined budgeting, and smart saving habits.
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Are you going to over-capitalise your home?
05 Mar 2025
Over-capitalisation occurs when the total investment in a property—including the purchase price and renovations—exceeds its market value, leading to potential financial loss when selling. Learn how to avoid over-capitalisation, when it might be a strategic move, and which renovations add value without overspending. Read our expert tips on smart property upgrades in Namibia.
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Simple ways to make your home more eco-friendly
04 Nov 2024
In recent years, the idea of "going green" at home has gone from a trendy lifestyle choice to a necessity. As we adjust to a world where sustainability and self-sufficiency are essential, the benefits of eco-friendly home practices are undeniable. Adopting greener habits in your Namibian home doesn't mean you need to overhaul everything or invest heavily in high-end technology.
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How to calculate interest rates and what you need to know as a home owner
14 Oct 2024
When considering purchasing a home, it’s essential to understand how interest rates will impact your monthly expenses. For homeowners, this can be especially important, as interest rates affect not only home loans but also all other forms of credit, such as car financing and credit cards.
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