Life insurance is strongly recommended. In the event that you are unable to continue payments of the home loan, due to unforeseen circumstances such as disability and death, the bond will then be covered by the life insurance policy.
Everything you need to know about your credit score
21 Nov 2024
When buying a home in Namibia, your credit score is your most powerful tool. This three-digit number doesn’t just influence whether you qualify for a home loan—it can also determine how much you can borrow and the interest rate you’ll secure. Understanding how your credit score works, why it matters, and how to improve it can put you on the path to successful homeownership.
Embarking on the journey to homeownership is exhilarating, but it also brings challenges—especially when it comes to negotiation. Securing the best deal on your dream home requires strategy, patience, and preparation.
Home loan or cash? What you need to know when buying a home.
28 Oct 2024
Buying a home is a significant financial commitment, and if you have enough funds to pay in cash, the idea of owning your property outright might be tempting.
How to calculate interest rates and what you need to know as a home owner
14 Oct 2024
When considering purchasing a home, it’s essential to understand how interest rates will impact your monthly expenses. For homeowners, this can be especially important, as interest rates affect not only home loans but also all other forms of credit, such as car financing and credit cards.
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Real Estate Tools
Bond Calculator
Calculate the estimated repayments on a home loan and savings with extra payments